Secrets of the Investing Rich

> - Learning the 1 secret Pay yourself first > - How to make money the old-fashioned way and keep it > - How millionaires spread their money around ' Oh, if you could only win the lottery. Then you would be rich, right Wrong. Sure, a winning lottery ticket, especially if it's a million-dollar Powerball ticket, means instant wealth. But a whole new set of financial issues comes with the package tax implications (Uncle Sam wants his fair share), relatives you haven't seen in ten years, and...

Maintaining Good Credit

The key to maintaining good credit is to follow a few simple rules > Pay your bills on time. Almost all lenders will look at whether you're on time or late with your bills. Most lenders are lenient and will tolerate a maximum of 30 days late. If you are currently behind on your accounts, catch up before you apply. This is how you can make the grade to get credit. You have to fit the profile of the people who pay their bills on time. > - Don't be too close to your credit limits. Typically,...

Getting Started with Mutual Funds

Mutual funds allow investors to pool their money into a large fund organized by investment professionals. Investors own shares that represent stocks and bonds in several different companies. The number of shares you own depends on how much money you put in. The more you invest, the more shares you can buy. You don't need a trillion dollars to get started, either. Some mutual fund companies allow you to begin with as little as 50 a month. Plus, you can have access to your money all the time. And...

When Its Time to Kiss Your Banker Goodbye 149

Should You Dealing With the Okay, You've Decided to Switch. Now 14 Parking Your Money Broker or Credit Union 155 Banking Wins Online, but Where Does Trading Fit In 156 Getting into Online Hey, How About a Credit It's Easy to Join a How CUs Beat the Banks' Credit Unions Also Offer 100,000 Insurance Protection 159 Friendship, Not Many CUs Are also 15 Booting Up and Banking On It 161 Even a Kid Can Do Past, Present and Shipping Your Money Inside a Steel Q amp A with Your Part 4 Credit and Loans...

Contents at a Glance

Part 1 Getting the Most for Your Money 1 1 Grab Good Financial Planning by the Tail 3 Getting started in the world of personal financial planning. 2 Managing the Debt Monster 11 Learning how to get out of debt and how to stay out. 3 Shop'Til You Drop It Really Pays Off 25 Secret shopping habits that can help you save a bundle. 4 Getting Out of the Money Jungle 33 An introduction to the world of personal finance the terms, rates, and resources explained in everyday street language. Part 2 The...