Info Follow the "Investor Information" link and find the most recent annual report. Using the consolidated statements of cash flows, calculate the cash flow to stockholders and the cash flow to creditors. Average and Marginal Tax Rates Find the most recent income statement for IBM at What is the marginal tax rate for IBM? What is the average tax rate for IBM? Is the average tax rate 35 percent? Why or why not?

Spreadsheet Templates 2-2, 2-3, 2-4, 2-6, 2-8, 2-14, 2-15, 2-19, 2-25, 2-26

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